Inheritance Tax

A short explanation of Inheritance Tax and how to plan for it in your tax planning.

Civil Partnerships

Designed to be very much equivalent to marriage for same sex couples, a civil partnership carries both rights and responsibilities, in very broad terms, attracting the same legal and tax protections/advantages/disadvantages as a traditional marriage. This article explains further.

Capital Gains Tax (CGT)

This document contains a short explanation of Capital Gains Tax, the allowances available in the 2023/24 tax year, and how you can use it in your year end tax planning.

What Is Whole of Life Assurance?

Whole of Life Assurance is designed to pay out in the event of death, whenever it occurs. The premium you pay can include an investment element which helps to pay for the cost of cover over time. The cost of cover can be more expensive than term assurance, but there is usually a surrender value too.

What Is Mortgage Life Assurance?

Mortgage Life Assurance is designed to pay off the remaining mortgage debt on repayment mortgages if you die within a set period. It ensures your dependants need not worry about repaying the mortgage if you die.

What is Level Term Assurance?

The name says it all. It’s term assurance, as you only get a payout within the set ‘term’ e.g. 18 years. Its level, because the payout you get is fixed from the start of the term until the end. Level term assurance thus guarantees a known lump sum payout upon death within a fixed time e.g. £150,000 if you die within the next 18 years.

What is Income Protection Insurance?

Income Protection Insurance is designed to pay you a regular monthly income if you are incapacitated and unable to work due to illness or injury.

What is Critical Illness Cover?

Although Critical Illness cover is sold by life assurers, there is a big difference when compared with life insurance – you don’t have to die to benefit from the Critical Illness insurance policy. This type of cover is designed to pay out a lump sum in the event of you suffering from certain types of critical illness or if you have to undergo certain types of surgery as specified in the policy terms and conditions.

Beginner’s Guide to Protecting your Future

It’s a sad fact that whilst most of us are quite happy to insure our car, our house and our travel arrangements to their full value, few of us take quite as much care over our health and loved ones. This guide will assist you in considering your own situation.

How Personal Pensions work

The fundamental idea of a personal pension plan is simple. You put money into a savings fund and it hopefully grows in value. At retirement, you have several options which are usually designed to replace some (or all) of your employment income.

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Opening Hours

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Weekend – Closed

Address

Crafton House,
Rosebery Business Park,
Mentmore Way, Poringland,
Norwich, Norfolk,
NR14 7XP

Get In Touch

Fill in the form below and our team will be happy to assist you

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed

Address

Crafton House,
Rosebery Business Park,
Mentmore Way, Poringland,
Norwich, Norfolk,
NR14 7XP